Purpose of Notice
Insurance & Risk Management understands your concerns about privacy.  We hope this notice which describes our use and protection of non public information will help you understand how we treat the customer information we obtain from you or other sources in the course of providing you with our insurance products and additional services.

Furthermore, we wish to inform you that we do not share your personal information with any non-affiliated third parties for any purpose that is not specifically authorized by law unless we obtain you affirmative permission.

Kinds of Information We Collect
You may visit Insurance and Risk Management’s web site without telling anything about you or revealing any personal information about yourself.  However, our web servers do collect traffic information such as domains hitting our site, time spent on the site, etc, and is aggregated to measure statistics and demographics to help facilitate repeat visits in the future when applicable.  Insurance and Risk Management only collects personal information if you choose to provide that information.

We collect the following information about our customers:

• Name, Address, Birth date, Phone number, e-mail address, Policy(ies) Type(s) & Number(s), Social Security Number, Drivers License Number, accident/violation history, information about vehicle operators/lien holders, vehicle information, etc.

Links
Insurance and Risk Management web site may contain links to other web sites.  Insurance & Risk Management does not endorse, approve certify or control these external Web sites, and is not responsible for the accuracy, timeliness, completeness, efficacy, merchantability for any particular purpose or correct sequencing of information located at such site.  Rather, the links on this Site to other Web sites are provide solely as a convenience to users of this Site, and they may or may not find them useful.

Confidentiality and Security
We restrict access to non public personal information about you to those employees who need to know that information in order to provide products or services to you.  We maintain physical, electronic and procedural safeguards that comply with federal and state regulations to guard your nonpublic personal information from unauthorized access or alteration.

Changes to Our Policy 
Insurance & Risk Management, LLC reserves the right to change this privacy statement from time to time.